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 888-620-7722

With a Car

SR22 With a Vehicle

You own or regularly drive a car and need to file an SR22 to reinstate your driving privileges.

  • Covers your registered vehicle
  • Required after DUI, reckless driving, or license suspension
  • Available in all 48 states we serve

Without a Car

Non-Owner SR22

You don't own a vehicle but still need an SR22 filing to legally drive or maintain your license status.

  • No vehicle required
  • Lower monthly rates
  • Ideal if you borrow, rent, or use rideshare vehicles

Know the Difference

SR22 vs FR44 — Side by Side

Not sure which filing you need? Here's how SR22 and FR44 compare across the factors that matter most.

SR22

FR44

States Required

All 48 SR22 states

Florida & Virginia only

Common Triggers

DUI, no insurance, reckless driving, suspended license

DUI / DWI conviction

Liability Limits (FL example)

10/20/10 minimum

100/300/50 required

Non-Owner Option

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Same-Day Filing

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Typical Duration

2–3 years

3 years

Starting Monthly Rate

From $38/mo

From $49/mo

We Cover It

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SR22 Insurance — Nationwide

Get Your SR22 Filed in 3 Steps

From your first call to a filed certificate — the process typically takes 10 minutes or less.

Tell Us What You Need

Call 888-620-7722 or fill out the form. Tell us your state, filing type (SR22 or FR44), and situation — we'll match you to the right licensed agent instantly.

Get Your Free Quote

We shop Dairyland, Progressive, Bristol West, National General, and more to find you the lowest available rate. No obligation — just a fast, personalized quote.

Filed Same Day

Once you approve your policy, your SR22 or FR44 is filed electronically with your state DMV — often within hours. License reinstated. Back on the road.